Bench Warrants

The Susquehanna County DOMESTIC RELATIONS Section has outstanding BENCH WARRANT'S for the following individuals as of 12:30 p.m. on April 13, 2017Tonya S. Birchard, Allen S. Bowman, Joshua Burns, Melanie M. Button, Tina Dolan, Natasha Everett, Joseph A. Fiorentino, Robert Franks, Morgan A. Garcia, Charles R. Groover, Keith Harms, Brandon Housen, Tara M. Humphry, Timothy J. Jackson, Christopher M. Kuiper, Todd J. Layton, Charlie J. Legere, Shawn N. Marcho, Scott J. McGarrigle, Peggy J. Mills, Ralph J. Minnick, Matthew J. Moxen, Christine M. Mroz, Timothy Murray, Brian H. Newhart, Leon J. Phillips, Cody Quick, Matthew J. Setzer, Desiree L. Shifler, Richard D. Shoemaker, Jerome W. Slick, Vernon L. Smith, Marcus E. Spickerman, Christopher D. Taylor, Tyrone M. Taylor, Samantha Ulrich, Brett A. Vantassell, Amie J. Vanvleck, Charles Vanwinkle, Jr., Jeffrey Warner, Brandi R. Wayman, William R. Wayman, Jr., Tanner J. Whipple, Anthony Younica. Please contact the Domestic Relations Section at 570-278-4600 ext. 4050 with any information on the location of these individuals.

DEEDS

Mary Ellen and James (BY ATTY) Dearborn, James (BY ATTY), Christine (BY ATTY), Thomas Michael (BY ATTY), Sally (BY ATTY), James Jermiah (BY ATTY), James Jeremiah (BY ATTY) and Erika (BY ATTY) Grace, Mary (BY ATTY) and James (BY ATTY) Malott to Merit Y. Guinane in Montrose for $114,000.00

John William and Yujing Greenleaf to John William and Yujing Greenleaf in Forest City for $1.00

K&M AG LLC to South Montrose Storage LLC in Bridgewater Township for $21,500.00

Lynn Hollis and Paulette M. Adams to Brenda K. Adams and Andrea J. Knouse in Harford Township for $1.00

Lynn Hollis and Paulette M. Adams to Brenda K. Adams and Andrea J. Knouse in Harford Township for $1.00

Ashley Marquez (NBM) Ashley and Frederick Conrad to Joseph Bean in Forest City 2W for $95,000.00

Christopher T. and Cathleen A. Tracy to Kyle W. Andrea G. Cole in New Milford for $27,000.00

Stephen T. Smith, Julie A. Mott-Smith (AKA) Julie A. Mott Smith to Stephen T. Smith, Julie A. Mott-Smith (AKA) Julie A. Mott Smith in Bridgewater Township for $1.00

Michael R. Cutri Jr. to Michael R. Curti Jr. in Forest Lake Township for $1.00

Gordon Woodbury, Anitra K. (AGENT) Woodbury, Maximillian D. Webster to PennMarc Resources LP in Harford Township for $1.00

Ethel Mae Ferenczi to Larry J. Brown in New Milford Borough for $115,000.00

Steven C. Danatos to Snake Hill Terra LLC in Jackson Township, Ararat Township and Thompson Township for $1.00

Steven C. Danatos to Snake Hill Terra LLC in Jackson Township for $1.00

Steven C. Danatos to Snake Hill Terra LLC in Jackson Township for $4.00

Kathleen C. Conboy to Francis J. Conboy in Middletown Township for $5,000.00

Skip Tracy LLC to EGK LLC in Clifford Township for $73,000.00

Robert C. and Theora B. Hower to Robert C. and Theora B. Hower in Brooklyn Township for $1.00

Martin J. and Jackie M. Kane to Martin J. Kane in Montrose for $1.00

Martin J. and Jackie M. Kane to Martin J. Kane in Montrose for $1.00

James J. and June D. Ochse to James J. and June D. Ochse in Jessup Township for $1.00

Rodney A. Douglas to Nicholas Holinej and Mikayla Douglas in Rush Township for $125,000.00

PHOTO SOURCE: (c) SolisImages - Fotolia.com

Buying a home for the first time? You may discover that one of the biggest obstacles is learning the lingo. Homebuying can be overwhelming and perhaps a bit intimidating if you aren’t familiar with the terminology.

To help aspiring homeowners gain confidence in the homebuying process, the experts at Freddie Mac are sharing a guide with some top terms you’ll hear.

• Pre-approval letter. A letter from your lender telling you how much home you can afford and the maximum amount you are qualified to borrow. Having a pre-approval letter while shopping can help you move faster, and with greater confidence in competitive markets.

• Appraisal. After you make an offer on a home, your lender will order an appraisal to get a professional opinion on its value. This is a necessary step in getting financing secured, as it validates the worth to you and your lender.

• Closing costs. In addition to a home’s price, a buyer must pay “closing costs.” This is the cost to complete the real estate transaction. This includes points, taxes, title insurance, financing costs, items that must be prepaid or escrowed and other costs. Closing costs are generally two to five percent of your home purchase price.

• Escrow. The holding of money or documents by a neutral third party before closing, escrow can also refer to an account held by the lender or servicer into which a homeowner pays taxes and insurance.

• Mortgage rate. The interest rate you pay to borrow money for your house. The lower, the better.

• Fixed-rate mortgages. A mortgage with an interest rate that doesn’t change during the term of the loan, and is typically 15 or 30 years.

• APR. The annual percentage rate, commonly referred to as “APR,” is a broader measure of your cost for borrowing money and includes the interest rate, points, broker fees and other credit charges you’ll be required to pay. Because these costs are rolled in, the APR is usually higher than your interest rate.

• Credit Score. A number ranging from 350 to 800 based on an analysis of your credit files. Your score plays a significant role when securing a mortgage, as it helps lenders determine the likelihood that you’ll repay future debts. The higher your score, the more options that may be available to you, including lower interest rates.

• Private Mortgage Insurance (PMI). If you make a down payment of less than 20 percent on your conventional loan, your lender will require PMI. PMI serves as an added insurance policy protecting the lender if you’re unable to pay your mortgage, and it can be cancelled from your payment once you reach 20 percent equity in your home.

Hear a term not included or confused by some of the processes? Check out Freddie Mac’s myhome.freddiemac.com for everything homebuying and be sure to follow the Freddie Mac's Spring Homebuying Season Blog Series at freddiemac.com/blog.

“Homebuying speak can seem like an entirely new language, especially for first-time homebuyers. Before entering the market, it’s helpful to learn key phrases and terminology so you can be a confident, savvy shopper,” says Mike Dawson, Vice President of Single-Family at Freddie Mac. (StatePoint)

More than 30 million Americans camp in tents yearly, according to the Outdoor Foundation. As with any outdoor adventure, having the necessary equipment is crucial.

Whether you’re hiking through backcountry or headed to an established campsite, this checklist will help you prepare for your expedition.

1. Navigation

Approximately 9 million campers backpack to outdoor destinations, making navigation a top safety necessity. Remember that camping often means leaving behind cell coverage, Internet access or a GPS signal, making such low-tech gear as a compass and map mandatory. Other potential tools include a topographic map combined with an altimeter to help gauge your journey’s terrain and altitude.

2. Insulation

Knowing climate and weather conditions is vital. According to Backpacker.com, clothing is just as important as a tent or sleeping bag to stay insulated. Outerwear should repel rain and snow, but also breathe so you don’t get wet from perspiration. Your base layer should be made of moisture-wicking fabric -- not cotton --- to prevent chafing. Consider that day and night temperatures can differ greatly, so layer clothing, and choose materials and thicknesses appropriate for your destination -- and don’t forget a hat and extra socks.

Bring along T-Rex Clear Repair Tape to mend holes or tears in tents or clothing. It sticks to both wet and dry surfaces, ensuring an easy and instant fix to keep gear insulated in any weather condition.

3. Illumination

Campers should always bring enough illumination to be able to safely see and move after sundown, especially in case you get delayed, lost or separated from the group. While flashlights are obvious choices, headlamps are popular, as they allow for hands-free operation, and are typically small and lightweight. Another feature to consider is a strobe lighting mode for emergency situations.

Extra batteries are essential as battery lighting was the most popular purchase among adult campers in 2014, according to the Outdoor Foundation. Available in single-use or rechargeable models, ideally the batteries should offer a balance of long duration, high performance and environmental friendliness.

4. Emergency/First Aid Kit

Accidents happen to even the most experienced and best prepared campers. Your kit can prove invaluable if you, or another member of your group, are in a first-aid situation, need gear repaired or are under other tense conditions.

SectionHiker.com proposes supplies such as a pre-assembled first-aid kit, a multi-tool, knife, scissors, screwdriver and safety pins. You can then add other items based on preference and experience. A useful addition is a high-quality tape, like T-Rex Tape, as it can be used to repair hiking poles, patch sleeping bags, make a rope, temporarily stabilize an injury or broken boot, and more. T-Rex Clear Repair Tape can even be used to fix cracked GPS or phone screens and flashlights.

5. Hydration and Nutrition

Food is an enjoyable part of camping, but deciding what to bring will depend on whether you’re backpacking miles to your site or camping near your car, as well as how many days you’ll be gone. If you’re trekking far, be prepared with lightweight and nourishing options.

Water is essential but heavy, so check the area for potential natural sources. “Mountaineering” suggests carrying a collapsible water reservoir and purification tablets to ensure water safety. Freeze-dried meals are popular selections, however, no-cook meals with long shelf lives are better in arid regions. Other possibilities include energy bars, nuts, dried fruits or jerky. Never leave out animal-attracting leftovers, as that could attract unwanted intruders.

“Essentials” are called so for a reason. Don’t be caught camping without proper supplies. With these necessities, it will be easy to prepare for and enjoy your next adventure in the great outdoors. (StatePoint)

Rainbow

Somewhere over the rainbow is a home for this especially sweet girl.  Our Rainbow is 3 years old, spayed, very calm, and is as loving as a cat could possibly be. She craves attention, giving kisses, and is dreaming of a new family to love.  Won't you adopt Rainbow and show her dreams really do come true?

Kitten season is once again upon on us and there is simply not enough homes for all the cats in our area.  Please be a part of the solution by responsibly spaying and neutering your pet.

Fun Fact: Tortoiseshell and Calico cats are almost always female because the genes for fur color are on the X chromosomes. Our stunning Rainbow is a beautiful representation of the very elegant Tortoiseshell and her sweet personality shows she also has the "purr-fect" gene.

2016 "Stuck at Prom" grand prize winners - Noah and Jenna

The countdown to prom is on and there’s a lot to do. From finding the perfect date, locating the right ride, getting the dream dress or tux, and coordinating hair, makeup and accessories...it can be a little overwhelming...and pricey.

However, your prom focus shouldn’t be on how much money is spent -- but rather on the memories you can make. So instead of rolling out the cash this season, roll up your sleeves. With a little preparation and creativity, you can “make” it a prom to remember for years to come.

“The Promposal”

“Promposals” are elaborate ways to ask your prospective date to the dance. In recent years, students have spent an average of $324 on the promposal alone, according to a Visa Survey -- going all out by using things like food, handmade posters and even pets to pop the big question.

Alternatively, a DIY promposal can keep the moment personal and authentic, while saving some serious cash.

The Look

Your prom outfit should pop, fit well and express your personality. With prom-goers spending $231 or more on a dress and $184 on a tuxedo, according to Seventeen magazine, you may want an alternative to high-priced, traditional prom clothing and accessories.

Check out services like Rent the Runway, which allows you to rent a designer dress for a fraction of the retail price; shop at resale stores; or even make your own. Homemade prom wear using Duck Tape is a great example. Over the last 17 years, nearly 8,000 students have participated, and nearly half a million dollars has been awarded, in the Duck brand Stuck at Prom Scholarship Contest. Each year, over $50,000 in scholarships is awarded to creative prom-goers that DIY their prom outfits and wear the sticky stuff to the big dance. For more information, visit stuckatprom.com.

After formalwear, you may spend another $218 on hair, makeup and accessories, according to Seventeen magazine. Luckily, with so many online videos, you can learn to do almost anything yourself -- including achieving salon-quality hair and makeup. Gather your pals and jump on YouTube for inspiration and tutorials from beauty vloggers and cosmetic brands.

Finally, DIYing accessories, such as jewelry and a clutch, can also keep money in your wallet. By purchasing flowers at a grocery store or using fabric flowers, you can even make your own corsage.

The Memories

Instead of pricey professional photos, capture memories by making an online scrapbook. Digital Scrapbooking is a great tool for layouts and ideas. Add photos and create unique cards through the app, then share with friends via social media.

If you prefer a physical scrapbook, FreePrints allows you to order photos directly from your smartphone, for free. Then, use stickers, cardstock, washi tape, markers and other embellishments, such as textured or glitter craft tapes, to make the pages something you’ll cherish.

For more prom tips, visit duckbrand.com.

Your prom experience should be 100 percent you. To ensure the big dance is special and to save some money in the process, tap into your imagination and your “maker” side to create a prom you’ll never forget. (StatePoint)

The constant juggle of work, family and other responsibilities can cause anybody to feel stressed. And stress is not only unpleasant, it can have negative ramifications on your health, including stomach upset, fatigue, headache and even depression and drug abuse, according to the Mayo Clinic.

Luckily, a bit of self-care goes a long way. Here are five great ways to ease tension and reduce symptoms of stress.

1. Have a spot of tea. Drinking black tea leads to lower post-stress cortisol levels, according to a University College London study. Brew yourself a cup and take a few minutes to relax.

2. Play piano. Playing piano can reduce stress, according to a study published in the International Journal of Music Education. And you can play whenever you need to take a minute to reduce stress, as keyboards come in all sizes these days. Check out Casio keyboards and music gear, which features models fit for any level of musical ability or physical space you have available to play.

3. Keep a journal. Spend a few minutes each day or when the mood strikes putting pen to paper. Writing in a journal can help you get things off your chest, and can have effects similar to meditation.

4. Get moving. Aerobic exercise has been shown to decrease overall levels of tension, elevate and stabilize mood, improve sleep and improve self-esteem. Even five minutes of aerobic exercise can stimulate anti-anxiety effects. So, put on some sneakers and get moving.

5. Get together with friends. Close friendships are a great outlet to express oneself, get positive feedback and laugh, which can ease stress and tension. Even when you’re busy, be sure to carve out time for friends. (StatePoint)