Nancy Mills with her mother Sylvia Destasi

Madolyn Truman with her son Francis

Thomas “Bobby” Williams with daughters (l-r) Jody Pendle and Cindy Rindock

Entertainer Jude Wasileski and his sister Jackie Tyson, Director of Nursing

The residents and staff of the Forest city Nursing & Rehab Center started the holiday season off in fine form.  Families of residents were invited to enjoy a Dessert Social on November 18th.  Jude Wasileski regaled the gathering with polkas and show tunes, while everyone enjoyed an assortment of luscious desserts.

Hallstead, PA - The Board of Directors of Peoples Financial Services Corp. (OTCBB: PFIS) today announced that it has given discretionary authority to the management of the Company to purchase up to 62,000 shares of the Company's common stock in open market purchases or in privately negotiated transactions from time to time. The Company will finance the reacquisition with general corporate funds. Peoples Financial Services Corp. has approximately 3.1 million shares outstanding and recently traded at 31.

Alan W. Dakey, president and chief executive officer of the Company stated, "The Board of Directors feels the Company's stock is undervalued based on favorable earning trends affording us an opportunity to enhance the value to shareholders through appreciation in earnings per share and return on equity."

Peoples Financial Services Corporation is the parent company of Peoples Neighborhood Bank (the “Bank”), an independent community bank serving Lackawanna, Wyoming and Susquehanna Counties in Pennsylvania and Broome County in New York through twelve offices. Each office, interdependent with the community, offers a comprehensive array of financial products and services to individuals, businesses, not-for-profit organizations and government entities. In addition, customers can take advantage of PNB Online Banking services by accessing the Company's website at http://www.peoplesnatbank.com. Peoples Wealth Management, a division of the Bank’s subsidiary Peoples Advisors LLC, provides investment advisory services to the general public. The Company's business philosophy includes offering direct access to senior management and other officers and providing friendly, informed and courteous service, local and timely decision making, flexible and reasonable operating procedures and consistently applied credit policies.

Except for historical information contained herein, the matters discussed in this press release are forward-looking statements that involve risks and uncertainties in the banking industry and overall economy. Such risks and uncertainties are detailed in the Company's Annual Report for the year ended December 31, 2011.

Ezel

Ezel is dreaming of a home for Christmas. He is a stray about 3 years old and needs some TLC and love. He is just one of many that need a helping hand to get them the home they need. Christmas is a season of joy and giving yet so many are facing a bleak holiday. Please remember to count your blessings and share with those in need in whatever way you can. The spirit of giving is the best gift one can have and the most rewarding.

If you are in the area, stop in and see our adoptable animals and check out our workshop items for donation to benefit the shelter. You may find a last minute gift and a best friend for the holidays. Have a safe and very merry Christmas and a special thanks to all who support the shelter - you are "True Friends."

(StatePoint) Two of the most commonly made and commonly broken New Year’s resolutions are saving money and paying off debt. These are promises we all seem to make to ourselves every year with every intention of seeing through. But somehow, we wind up in the same spot we were before.

So how can you make sure that 2013 is the year you take control of your finances and start making your money work for you?

Figure out what your objectives are -- be it paying off debt, buying a first home, or saving for vacation. Identifying your goals can help you stay motivated. Consider placing a visual reminder somewhere you’ll see all the time, like the refrigerator.

Many people have no idea how much money they spend monthly. Creating a spending plan is vital if you want to make your money do for you what you want it to. If you share your finances with someone else, make sure he or she is part of this process as well.

Many financial services companies offer free tools to help you easily see what you’ve been spending and ways you can save. For example, the non-profit Family Credit Management offers spending plans, savings guides and a comprehensive personal financial goals workbook that help you to lay out a strong plan in an easy way. Visit www.FamilyCredit.org to see these and other financial tools.

Make the small changes that add up to big savings. Most people have small expenses that they can live without. Maybe for you it’s a coffee every morning on your way to work. If you do this every weekday, that adds up to $1,300 per year! If that’s important to you, then fine. But if it’s not worth the annual amount you’re spending, cut the cost.

The idea is not to strip the fun from your life, but to save money on things that you really don’t care about. For more areas to save in your daily life, visit www.StopThinkSave.org.

Involve your whole family. Many parents feel the need to shelter kids from financial strain, but budgeting is an invaluable life lesson that you can teach them by including them in the process.

Ask for help! If you feel you could use some guidance, reach out to a certified credit counselor who is licensed by your state’s banking department and has an A+ rating with the Better Business Bureau. Visit www.FamilyCredit.org to find a certified counselor.

Finally, figure out what to do with your new found savings! If you’re not sure where you’d like to keep or invest your money, you can visit bankrate.com and investigate high interest, low balance requirement savings accounts.¬†

Once you’ve completed these steps, you are on your way! Saving money is habit forming -- when you get your monthly statement and you see money building up, you’ll want to put more and more away. It’s a great way to get started on a financially successful New Year.

(StatePoint) There are many popular New Year’s resolutions that quickly come and go: eating healthy, losing weight, managing stress and saving money. In 2013, why not focus on one health change you’ll enjoy sticking to... getting more sleep.

According to the National Sleep Foundation, the average American sleeps about six hours and 55 minutes per night during the week, and 15 percent of adults sleep less than six hours per night.

Lack of sleep can take a significant toll on your overall health and interfere with some of your daily activities, said Dr. Michael Thorpy, director of the Sleep-Wake Disorders Center at the Montefiore Medical Center in New York.

Almost everybody has trouble sleeping now and then, but many Americans experience significant problems getting to sleep or continually wake up in the middle of the night and can’t fall back asleep.

Such problems may be clinical symptoms of insomnia. According to the National Sleep Foundation, if you have trouble falling asleep at night or staying asleep, or you wake up in the morning feeling un-refreshed, you may be suffering from insomnia.

Insomnia can affect people in different ways. Some sufferers have trouble initially getting to sleep, while others wake up in the middle of the night and have difficulty falling back asleep.

To help you get better sleep this year, Dr. Thorpy suggests these simple tips:

• Set and stick to a sleep schedule. Establish a regular bedtime and wake time.
• Set aside time at night to wind down. Spend some quiet time before bedtime. Such activities as watching TV, using the computer or working right before bedtime, or in the bedroom, can make it harder to fall asleep.
• Avoid caffeine and alcohol before bed.
• Exercise regularly. Just don’t exercise rigorously near bedtime and check with your doctor before starting an exercise regimen.
• Don’t clock-watch. If you awaken in the middle of the night and stay in bed, don’t lie there staring at the clock. And don’t watch TV or use your laptop or cell phone, because these technologies stimulate the brain, making it tougher to fall back to sleep.

If these tips don’t help, speak with your healthcare professional to help determine if you are suffering from insomnia and require treatment.

More information regarding insomnia is available at the National Sleep Foundation website at www.sleepfoundation.org.